Emergency Loan for Federal Employees

 
 

In response to the Federal Government Shutdown, Strata Credit Union has reinstated our Emergency Loan Program to provide financial relief for federal employees impacted in our community.

Emergency Loan Details:

  • Signature loan up to $5,000

  • 12-month term

  • 60-day first payment deferral

  • 3.9% APR fixed rate

  • No underwriting required (must be a member in good standing)

To qualify, members must:

  • Have membership at par

  • Not have an overdrawn checking account for more than 30 days (if using Privilege Pay)

  • Be within the grace period if a loan is delinquent

  • Not have a delinquent Strata MasterCard

  • Have a current address on file

  • Not be in bankruptcy

  • Have been a member for at least 3 months

We know this is a difficult time, and Strata is here to support our members through financial challenges. If you are a federal employee impacted by the shutdown and meet the criteria above, please contact us to apply or learn more.

📞 Call us at 661-327-9461
🏦 Or stop by any branch location