Right Now Loans
A quick loan for those unexpected events.
Strata CU Emergency Loan
No credit report required.
Borrow between $1,000 and $2,500
Repayment period up to 36 months
$20 loan application fee
Maximum of 1 loan at a time
Maximum amount not to exceed $2,500
Must be a credit union member for at least 12 months
Eligibility for Primary Account holder only
MUST BE OVER 18 TO QUALIFY
Strata CU Instant Loan
No credit report required
Borrow $500 quickly
Repayment period is 3 months
$20 loan application fee
Maximum of 1 loan at a time
Maximum amount not to exceed $500
Must be a credit union member for at least 12 months
Eligibility for Primary Account holder only
MUST BE OVER 18 TO QUALIFY
Apply for a Right Now Loan
Right Now Loans are powered by Strata’s partner QCash and available through the Strata mobile app or within online banking. Simply log in to your mobile app or online banking, select Right Now Loans, choose between Emergency Loan and Instant Loan, and begin the application.
To Apply on our Strata CU app
Sign into Strata CU app
Tap menu button
Tap "Right Now Loan" and follow the instructions
To Apply on our Website
Log in to Digital Banking, click 'Right Now Loan' from the menu and follow the instructions
When you need a little extra cash to cover unexpected expenses, a Right Now Loan can help!
Become a Member
Strata Credit Union is member-owned. That means every dollar you put in goes right back to you in the form of better rates, lower fees, and dividends. At Strata, we put our members first. Anyone who lives, works, or attends an educational or religious institution within Kern County is eligible for membership.