Strata Credit Union For Life’s Priorities Life is a series of moments. Each one, an opportunity to grow, to succeed, to improve. At Strata Credit Union, it’s our job to help you see those opportunities and the inherent potential within our community, our members, and each other. Today's Rates View all Rates » CERTIFICATE SECURED LOAN as low as 4.875 % APR Apply Today NEW AUTO LOAN as low as 3.74 % APR Apply Today CREDIT CARDS as low as 9.50 % APR Apply Today Prev Next Looking to Login? Sign into Online Banking Sign in First Time Login? Sign up Access Your Mortgage Manage Mortgage New Name, Same Great Credit Union View coverage of the ribbon cutting in celebration of the name change. Round up your change with each transation Did you know that with a Strata checking account you can round up your change to a savings account? It is a great way to make saving money automatic especially if you use your debit card frequently. Sign up for Round Up today » Hot: Credit Builder Loan Program Not every member is the same. That’s why we offer unique solutions for members that need to build their credit. See how the Credit Builder program works by stopping by a branch today. Learn more about building your credit » Nominate someone to receive a wish In honor of our 70th anniversary, 70 wishes will be granted to individuals or organizations in Kern County. Nominate someone today for a wish » Get Rewards Checking Strata CU has a number of checking accounts that don’t only offer free checking but will give you rewards on top of an already great personal banking experience. See why so many people are talking about our rewards checking. See what is right for you » Here to support your financial well-being Whether you need to buy a house, manage debt, or build your credit, we’ve got your back. Reach your financial goals » The Strata Difference? We make a difference. Community Minded For 70 years, we’ve helped our neighbors in Kern County find financial peace of mind. Growing with the community means caring about it — making sure we give back to the people who live here. Not-for-profit Avoid self-serving banks motivated by their shareholders, fees and unfavorable rates. Come to a place that does what is best for members. That’s the advantage when you bank with a not-for-profit institution like Strata Credit Union. Member Benefits Strata members can save thousands with exclusive credit union discounts with the products we offer. Our Story›› Why bank with Strata ›› Upcoming Events 11 May 2019 Haggard Boxcar Music Festival Saturday, May 11th, the Kern County Museum will be presenting the 3rd Annual Haggard Boxcar Festival! The Festival is named after the childhood home of Merle Haggard, and of course, in honor of Haggard and all he contributed to Bakersfield and country music! >> View Event Page 26 May 2019 Latin Food Festival 21st annual Latino Food Festival Menudo & Pozole Cook-Off, Sunday, May 26, 2019 @ the Kern County Museum 3801 Chester Avenue, Bakersfield >> View Event Page