Strata Credit Union For Life’s Priorities Life is a series of moments. Each one, an opportunity to grow, to succeed, to improve. At Strata Credit Union, it’s our job to help you see those opportunities and the inherent potential within our community, our members, and each other. Today's Rates View all Rates » CERTIFICATE SECURED LOAN as low as 4.875 % APR Apply Today NEW AUTO LOAN as low as 3.74 % APR Apply Today CREDIT CARDS as low as 9.50 % APR Apply Today Prev Next Looking to Login? Sign into Online Banking Sign in First Time Login? Sign up Access Your Mortgage Manage Mortgage New Name, Same Great Credit Union View coverage of the ribbon cutting in celebration of the name change. 70-Day Special Certificate Offer Starting Feb 1, take advantage of our 777 Share Certificate Special. Great rates for 70 days in honor of our 70th Anniversary. One lucky individual that opens a Share Certificate during this special will be awarded 7.77% APY for the full term of their Share Certificate. See Share Certificate page for full details on special View Share Certificate Special details » Hot: Credit Builder Loan Program Not every member is the same. That’s why we offer unique solutions for members that need to build their credit. See how the Credit Builder program works by stopping by a branch today. Learn more about building your credit » Nominate someone to receive a wish In honor of our 70th anniversary, 70 wishes will be granted to individuals or organizations in Kern County. Nominate someone today for a wish » Member Discount on Turbo Tax Most W-2s have arrived, so why wait to start your taxes? You can save up to $15! TurboTax is up to date on the latest tax laws and guarantees 100% accurate calculations, so you can be confident your taxes are done right. Save on Turbo Tax » Here to support your financial well-being Whether you need to buy a house, manage debt, or build your credit, we’ve got your back. Reach your financial goals » The Strata Difference? We make a difference. Community Minded For 70 years, we’ve helped our neighbors in Kern County find financial peace of mind. Growing with the community means caring about it — making sure we give back to the people who live here. Not-for-profit Avoid self-serving banks motivated by their shareholders, fees and unfavorable rates. Come to a place that does what is best for members. That’s the advantage when you bank with a not-for-profit institution like Strata Credit Union. Member Benefits Strata members can save thousands with exclusive credit union discounts with the products we offer. Our Story›› Why bank with Strata ›› Upcoming Events 20 April 2019 Earth Day Join us at the Riverlakes branch in our annual recycling event. We will have secure document shredding available as well as, Electronics Recycling, reusable building material for Habitat for Humanity, and your everyday aluminum cans and plastic bottle recycling. 20 April 2019 Mac & Cheese Fest Come and join us out at CSU Bakersfield for the Mac & Cheese Fest. We will be handing out beads and other Strata Swag. Come by our booth to play some yard games and talk to your Strata Team.