Strata Credit Union For Life’s Priorities Life is a series of moments. Each one, an opportunity to grow, to succeed, to improve. At Strata Credit Union, it’s our job to help you see those opportunities and the inherent potential within our community, our members, and each other. Today's Rates View all Rates» CERTIFICATE SECURED LOAN as low as 4.625 % APR Apply Today NEW AUTO LOAN as low as 3.74 % APR Apply Today CREDIT CARDS as low as 8.75 % APR Apply Today Prev Next Looking to Login? Sign into Online Banking Sign in First Time Login? Sign up Access Your Mortgage Manage Mortgage New Name, Same Great Credit Union View coverage of the ribbon cutting in celebration of the name change. It's Time To Improve Borrow up to 133% of your home’s value for improvements. Apply for a Home Equity Loan today! Apply Today! Strata-Fi Financial wellness is not a destination. It’s a journey that sometimes can be quite daunting. That’s why we offer wellness tips at your fingertips so that you can learn as little or as much as you’d like when the time is right for you. Click the link below to access our interactive learning experience about financial wellness. Start Learning » Hot: Credit Builder Loan Program Not every member is the same. That’s why we offer unique solutions for members that need to build their credit. See how the Credit Builder program works by stopping by a branch today. Learn more about building your credit » Better Bill Pay. For Real. Using multiple sites and methods to pay bills means more logins to remember, more to keep track of, and more opportunities for payments to slip through the cracks. Luckily PriorityPay changes everything. Not only can it handle all your bills in an easier, more intuitive interface, but it lets you make payments with your card in real time—so you know exactly when your bills are paid. Learn more about PriorityPay Today » Make updating your new debit card number easy It just got easier to stream, watch, listen, shop, and subscribe to all your favorite online brands. Now you can update the preferred method of payment for all your favorite digital services, like Netflix, Amazon, and more*—all at the same time, and all in the same place. This makes expired cards or new checking accounts easier to manage, saving you time and hassle! Learn more about Card Swap Today » Here to support your financial well-being Whether you need to buy a house, manage debt, or build your credit, we’ve got your back. Reach your financial goals » The Strata Difference? We make a difference. Community Minded For 70 years, we’ve helped our neighbors in Kern County find financial peace of mind. Growing with the community means caring about it — making sure we give back to the people who live here. Not-for-profit Avoid self-serving banks motivated by their shareholders, fees and unfavorable rates. Come to a place that does what is best for members. That’s the advantage when you bank with a not-for-profit institution like Strata Credit Union. Member Benefits Strata members can save thousands with exclusive credit union discounts with the products we offer. Our Story›› Why bank with Strata ››