Youth Accounts

Youth Savings

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Start your child’s savings today.

Let’s find your best savings

$5 to Open

No Monthly Service Charge

Receives $5 each birthday through age 15

Free Piggy Bank & Savings Ledger

Free use of in-branch coin sorting machines

Optional Online access

What you need to get started

$5 Opening Balance

Parent or Guardian to cosign for child and provide valid ID and proof of address

Provide your child’s full name, Social Security Number, date of birth, and address

Tired of managing your child’s allowance? Open a Share Savings student savings account and give them the lesson of a lifetime: a crash course in financial literacy.

Not only will they learn about dividends as they watch their balance grow, they can save up for some of the things they will need later in life like a new car or computer! Besides being easy to maintain, this account offers perks like financial education materials, so the lessons they learn will actually stick.

  • Savings account designed for 0-17 year olds
  • Parent, legal guardian, or family member needs to talk with a Strata rep at any branch location or contact us for more details.
  • Receive a lifetime of credit union membership
  • Special birthday credit of $5.00, awarded every year through age 15
  • Earn competitive dividends to grow your balance quickly
  • No monthly service charge
  • Free e-statements
  • $5 minimum deposit to open
  • Free use of coin counting machine at both branch locations


After you receive the post card in the mail come into any branch and present it to a teller. They will be able to deposit the $5 into your child’s savings account.

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We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union…Let’s go!

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