Strata Pay Would you like NO FEES on your Strata Pay transaction? If members use a bank account for their Strata Pay transaction (as opposed to entering a debit card number) then there will be NO FEE, regardless of whether it is a one-time transaction or a recurring transaction. Using debit card for your Strata Pay transaction?* Fees will be added. If members choose to enter a card number, then they will be charged $10 for a one-time transaction, and $3 each time they authorize a recurring entry. Make a Payment through StratapayDo you have any questions? (661)327-9461 Toll Free: (800)336-5376 Interested in an additional discount on your loan rate? Talk to one of our loan officers to see how you can get a discount on your auto loan rate. By setting up auto-pay through a Strata CU checking account you can qualify for a discount. Contact us today » *We currently do not accept Credit Cards for payments