Rates

Kasasa Cash Checking

Balance

Minimum Required Opening Deposit

Rate

APY

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Balance

$0 - $15,000

Minimum Required Opening Deposit

$25

Rate

2.23%

APY

2.25%

Balance

$15,000+

Minimum Required Opening Deposit

$25

Rate

0.51%

APY

2.25% to 0.77%

Balance

All balances if qualifications not met

Minimum Required Opening Deposit

$25

Rate

0.05%

APY

0.05%

Plus Checking

Minimum to Earn Dividend

Minimum Opening Deposit

Rate

APY

Minimum to Earn Dividend

Over $1

Minimum Opening Deposit

$25

Rate

0.05%

APY

0.05%

Kasasa Saver

Balance

Minimum Required Opening Deposit

Rate

APY

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver is paired with a Kasasa Cash or Kasasa Cash Back Checking account.

Balance

$0 - $25,000

Minimum Required Opening Deposit

$5

Rate

0.75%

APY

0.75%

Balance

$25,000+

Minimum Required Opening Deposit

$5

Rate

0.25%

APY

0.75% to 0.35%

Balance

All balances if qualifications not met

Minimum Required Opening Deposit

$5

Rate

0.05%

APY

0.05%

Share Savings

Minimum to Earn Dividend

Minimum Opening Deposit

Rate

APY

Minimum to Earn Dividend

Under $100

Minimum Opening Deposit

$5

Rate

0.00%

APY

0.00%

Minimum to Earn Dividend

$100 - $2,400

Minimum Opening Deposit

$5

Rate

0.05%

APY

0.05%

Minimum to Earn Dividend

$2,500 - $9,999

Minimum Opening Deposit

$5

Rate

0.05%

APY

0.05%

Minimum to Earn Dividend

$10,000 +

Minimum Opening Deposit

$5

Rate

0.05%

APY

0.05%

Money Market

Minimum to Earn Dividend

Minimum Opening Deposit

Rate

APY

Minimum to Earn Dividend

Under $1

Minimum Opening Deposit

$2,500

Rate

0.00%

APY

0.00%

Minimum to Earn Dividend

$1 - $2,499

Minimum Opening Deposit

$2,500

Rate

0.05%

APY

0.05%

Minimum to Earn Dividend

$2,500 - $9,999

Minimum Opening Deposit

$2,500

Rate

0.10%

APY

0.10%

Minimum to Earn Dividend

$10,000 - $49,000

Minimum Opening Deposit

$2,500

Rate

0.15%

APY

0.15%

Minimum to Earn Dividend

$50,000 - $99,999

Minimum Opening Deposit

$2,500

Rate

0.20%

APY

0.20%

Minimum to Earn Dividend

Over $100,000

Minimum Opening Deposit

$2,500

Rate

0.30%

APY

0.30%

Share Certificates

Certificate Term

Minimum Opening Balance

Rate

APY

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Certificate Term

3 Months

Minimum Opening Balance

$1,000

Rate

0.20%

APY

0.20%

Certificate Term

6 Months

Minimum Opening Balance

$1,000

Rate

0.30%

APY

0.30%

Certificate Term

12 Months **

Minimum Opening Balance

$1,000

Rate

0.349%

APY

0.35%

Certificate Term

24 Months

Minimum Opening Balance

$1,000

Rate

0.549%

APY

0.55%

Certificate Term

36 Months

Minimum Opening Balance

$1,000

Rate

0.797%

APY

0.80%

Certificate Term

48 Months

Minimum Opening Balance

$1,000

Rate

1.045%

APY

1.05%

Certificate Term

60 Months

Minimum Opening Balance

$1,000

Rate

1.243%

APY

1.25%

Jumbo Certificates

Certificate Term

Minimum Opening Balance

Rate

APY

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Certificate Term

3 Months

Minimum Opening Balance

$100,000

Rate

0.20%

APY

0.20%

Certificate Term

6 Months

Minimum Opening Balance

$100,000

Rate

0.30%

APY

0.30%

Certificate Term

12 Months **

Minimum Opening Balance

$100,000

Rate

0.349%

APY

0.35%

Auto Loans

Loan Type

APR

Terms

Rate Type

Loan Type

New Auto

APR

3.74% - 12.49%

Terms

Up to 5 years

Rate Type

Fixed Rate

Loan Type

New Auto

APR

4.24% - 12.99%

Terms

6 years

Rate Type

Fixed Rate

Loan Type

New Auto

APR

4.99% - 9.74%

Terms

7 years

Rate Type

Fixed Rate

Loan Type

Used Auto

APR

4.74% - 13.49%

Terms

Up to 5 years

Rate Type

Fixed Rate

Loan Type

Used Auto

APR

5.24% - 13.99%

Terms

6 years

Rate Type

Fixed Rate

Loan Type

Autos over 8 model years (2009 & older) and/or 100,000 miles)

APR

16.95% - 18.00%

Terms

6 years

Rate Type

Fixed Rate

Motorcycle & Boat

Loan Type

APR

Terms

Rate Type

Loan Type

New

APR

10.25% - 18.00%

Terms

Up to 5 years

Rate Type

Fixed Rate

Loan Type

Used

APR

11.25% - 18.00%

Terms

Up to 5 years

Rate Type

Fixed Rate

RV

Loan Type

APR

Terms

Rate Type

90% Maximum LTV Minimum 10% down payment. Larger down payment may be required based on credit score.

Loan Type

New to 4 Years Old

APR

8.75% - 17.50%

Terms

Loan Amount $25,000 and above, up to 15 years

Rate Type

Fixed Rate

Loan Type

New to 4 Years Old

APR

9.25% - 18.00%

Terms

Loan Amount $10,000 to $24,999, up to 10 years

Rate Type

Fixed Rate

Loan Type

New to 4 Years Old

APR

11.25% - 18.00%

Terms

Loan Amount $5,000 to $9,999 up to 6 years. Loan Amount under $5,000 up to 4 years

Rate Type

Fixed Rate

Mortgages

Loan Type

Loan Type

Visit our Mortgage Loan Center for current rates information

Home Equity

Speak with a Financial Service Representative for rates and terms on Home Equity Loan and Home equity Lines of Credit. Save time by scheduling an appointment online today

Personal Loans and Lines

Product

APR

Terms

Rate Type

Product

Signature Loan

APR

12.20% - 18.00%

Terms

Under $10,000 - 36 months
Over $10,000 - 48 months
Over $15,000 - 60 months

Rate Type

Fixed Rate

Product

Preferred Access Line of Credit

APR

9.749% - 10.49%

Terms

Open End Line of Credit

Rate Type

Variable Rate

Product

Share Secured

APR

5.375%

Terms

Up to 10 years

Rate Type

Variable Rate

Product

Certificate Secured

APR

5.375%

Terms

Up to 10 years

Rate Type

Variable Rate

Product

Credit Builder

APR

5.375%

Terms

Up to 24 months for loans under $2,000
Up to 36 months for loans up to $10,000

Rate Type

Fixed

Product

Money Market Secured Loans

APR

5.375%

Terms

Up to 10 years

Rate Type

Variable Rate

Credit Card

Product Name

ARP

Benefit

Product Name

Mastercard Platinum without Rewards

ARP

9.50%-18.00%

Benefit

Classic credit card without point rewards

Product Name

Mastercard Platinum with Rewards

ARP

11.50%-18.00%

Benefit

Build reward points while you utilize credit for products or experiences

Disclosures

Rates up to date as of 2/1/2019

APY = Annual Percentage Yield

APR = Annual Percentage Rate

Fees may reduce earnings. View our fees here.

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