Day-to-Day Loans

Personal Lines of Credit

man fixing car

Having personal lines of credit other than credit cards gives you the flexibility to have the funds available to you.

Compare accounts

  • Best if you want:

    Best if you want:

  • No Annual Fee

    No Annual Fee

  • Per Transaction fee

    Per Transaction fee

  • Access to funds

    Access to funds

Preferred Draft Account

  • Best if you want:

    Revolving line of credit like a credit card. Borrow when you need it and pay back over time.

  • No Annual Fee

  • Per Transaction fee

    $5

  • Access to funds

    24/7

Share Secured Loan

  • Best if you want:

    Borrow against funds you have in your savings account

  • No Annual Fee

  • Per Transaction fee

    -

  • Access to funds

    Single Payout

Signature Loan

  • Best if you want:

    Use your signature to get an unsecured loan

  • No Annual Fee

  • Per Transaction fee

    -

  • Access to funds

    Single Payment

Overdraft Protection Loan

  • Best if you want:

    Provides overdraft protection to your Strata checking account

  • No Annual Fee

  • Per Transaction fee

    $5

  • Access to funds

    Cover overdrafts

How to get started

Sit down with a Financial Services Rep
Schedule an Appointment
Apply Online
Start Application
Call Us 24/7

(661)327-9461

Toll Free: (800)336-5376

FAQs

Strata CU does offer loans for our members to consolidate bills and pay off other debts.  There are several options available to most members.  This may include personal loans, credit card balance transfers, home equity loans/lines, or even a first mortgage.

If you would like to discuss options before applying, simply call a Member Representative at (661) 327-9461.  They are trained to assess your personal situation and decide what loan type fits best.

With online banking you can set up external transfers while within online banking. Sign into online banking and select “Add External Accounts” in the left navigation. Follow the instructions on the screen to set up the link between our online banking and your other financial institution.

external accounts

Part of the process will be to verify micro-transactions sent to the external account you indicated to ensure the connection is secure and successful. After you have successfully finished verifying you will be able to transfer money to make your loan payment from within Online Banking.

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