ITIN Mortgages

Hispanic Couple

ITIN mortgages with Strata Credit Union

At Strata Credit Union, we understand the importance of greater financial access to members of our community. We believe our community thrives when ALL members of our community thrive!

If you are looking for home financing and do not have and are not eligible to obtain a Social Security number, our ITIN Mortgage Program may be a great option for you!

  • Financing for residents who possess a valid Individual Tax ID Number (ITIN) required.
  • 30-year Fixed Rate loan term.
  • Purchase and refinance financing available.
  • Primary residence only.
To learn more and to apply
*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain
restrictions may apply and vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total
finance charges to be higher over the life of the loan. This is not a commitment to lend. This product may not be combined with any other promotion or
discount points. Additional restrictions may apply. Strata Federal Credit Union: 1717 Truxtun Ave, Bakersfield, CA 93301; Phone: 661-632-1606; NMLS
ID# 402841. Housing Opportunity 
Equal Housing Lender
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