Day-to-Day Loans

ITIN Loans

Friends

We offer ITIN Loans to provide greater financial access to members of our community. We believe our community thrives when all members of our community thrive.

 

CLICK HERE TO
START A FACE-TO-FACE VIDEO CALL

Monday – Friday
9am – 6pm

 

How the ITIN Loan Works:

When a loan application is accepted for a person that is a resident who passes a valid Individual Tax ID Number (ITIN), the request will be considered under normal lending criteria with some additional guidelines. Credit applications may be accepted under this program for personal loans, second mortgages and credit cards.

An ITIN member may provide one of the following:

  • The ITIN must be supported by a copy of the ITIN letter issued by the IRS or an ITIN card accompanied by the most recent years Federal Tax Return.

Additional guidelines are as follows:

  • Verification of Income:
    • A pay check stub reflecting year to date income or a W-2.
    • Most recent Federal Income Tax Return. Self-employed borrowers must provide the most recent two (2) years signed Federal Income Tax Returns.
    • If work is seasonal, the 12 month average of W-2’s from all employers plus any unemployment benefits may be used
    • Must be a member or qualify for membership (live or work in Kern County)

Apply for a loan using ITIN

Sit down with a Financial Services Rep
Schedule an appointment
Apply Online
Start Application
Call Us 24/7

(661)327-9461

Toll Free: (800)336-5376

Start Video Call Icon  Start Video Call

The link you clicked will take you to one of our partner websites. We don’t control the content of our partner sites. Please review their Privacy Policy as it may differ from our Privacy Policy. We hope you found the information you were looking for from Strata Credit Union.

We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union…Let’s go!

Cancel Accept