Home & Auto Auto Loans People depend on you. Ready for a car you can depend on? Let us help take the guesswork out of getting there. Shopping for your vehicles should be a rewarding experience. We help you by getting you preapproved for your car purchase even before you set foot onto a car lot. CLICK HERE TO START A FACE-TO-FACE VIDEO CALL Monday – Friday 9am – 6pm Today’s Auto Rates Auto Loans Rate Rate 6.49% -16.09% The Car Buying Process Strata Credit Union offers financing for your next car or truck. Get Preapproved Preapproved for your auto loan even before you buy. We handle the loan when buying through a dealership. Apply today Shop for your vehicle We give you a certificate when you go to a dealership. You already know how much you can afford and what your payments will be. Once you find the right car, just show the certificate to the finance officer. Apply Today Show the financing certificate and drive away Once your paperwork is processed, drive off with your new car. Apply today Getting an auto loan is easy and fast Get up to 120% financing for used cars, trucks, or SUVs* Financing available for private party purchases Refinance an existing loan from another lender for a great low rate! Repayment terms up to 7 years for affordable payments In-house processing for a quick decision Visit our electric car charging station at our downtown branch We have invested in giving individuals who want to decrease their carbon footprint a DC Fast Charge electric vehicle charger. A DC Fast Charger allows a fully electric vehicle to get a near full charge within a half hour. Our DC Fast Charger is the cheapest charge in town and if you finance your EV vehicle with Strata CU you get free charging for the life of your loan. Fill up with the rays of the sun* Apply for a car loan today Sit down with a Financial Services Rep Schedule an appointment Apply online Start Application Call Us 24/7 (661)327-9461 Toll Free: (800)336-5376 FAQs How do I apply to refinance my auto loan? Apply online, in person or over the phone – it’s that easy. Your loan officer will help you facilitate this simple process. Contact us to refinance your auto loan today. How to make a payment from another financial institution? With online banking you can set up external transfers while within online banking. Sign into online banking and select “Add External Accounts” in the left navigation. Follow the instructions on the screen to set up the link between our online banking and your other financial institution. Part of the process will be to verify micro-transactions sent to the external account you indicated to ensure the connection is secure and successful. After you have successfully finished verifying you will be able to transfer money to make your loan payment from within Online Banking. Disclosures *Based on credit approval different terms may apply