When life happens.

Get cash quick with
Strata’s Right Now Loans!

Strata Credit Union is excited to announce the launch of our Emergency/Instant Loans exclusively for our members!

The unexpected never, ever happens at a convenient time. Whether you’re facing an accident, injury, unexpected repair, or just need a little extra cash to make it to payday, a Right Now Loan is for those who need cash quickly.

• With no credit check and our easy online application, you can get the cash you need deposited into your account in just a few minutes.
• Emergency Loan: Fixed Interest rate of 12.95%
  • Loan amounts: $1,000 to $2,000 (24-month term), $2,001 and $5,000 (36-month term).
• Instant Loan: Fixed Interest rate of 28.00%
  • Loan amounts: up to $500.00 with a repayment term of 90 days from the date funds are borrowed.
• Choose your own due date (choices are the 5^th, 10^th, 15^th, 20^th, 25^th)
• Must be 18 years old and a member for at least 6 months
• Quick, easy online application with instant approval
• Upon approval, we immediately deposit cash into your account
• Repayment terms vary based on the loan amount

• A $20.00 application fee is applicable regardless of approval or declination.

To Apply on our Website

• Log in to Digital Banking.
• Click ‘Right Now Loan’ from the menu and follow the instructions.

To Apply on our Strata CU app

• Sign into Strata CU app.
• Tap the menu button.
• Tap “Right Now Loan” and follow the instructions.