We’re here for you.

When life happens.


Get cash quick with
Strata’s Right Now Loans!

Strata Credit Union is excited to announce the launch of our Emergency/Instant Loans exclusively for our members!

The unexpected never, ever happens at a convenient time. Whether you’re facing an accident, injury, unexpected repair, or just need a little extra cash to make it to payday, a Right Now Loan is for those who need cash quickly.

  • With no credit check and our easy online application, you can get the cash you need deposited into your account in just a few minutes.
  • Emergency Loan: Fixed Interest rate of 12.95%
    • Loan amounts: $1,000 to $2,000 (24-month term), $2,001 and $5,000 (36-month term).
  • Instant Loan: Fixed Interest rate of 28.00%
    • Loan amounts: up to $500.00 with a repayment term of 90 days from the date funds are borrowed.
  • Choose your own due date (choices are the 5th, 10th, 15th, 20th, 25th)
  • Must be 18 years old and a member for at least 6 months
  • Quick, easy online application with instant approval
  • Upon approval, we immediately deposit cash into your account
  • Repayment terms vary based on the loan amount
  • A $20.00 application fee is applicable regardless of approval or declination.

To Apply on our Website

  • Log in to Digital Banking.
  • Click ‘Right Now Loan’ from the menu and follow the instructions.Online Banking Qcash

To Apply on our Strata CU app

  • Sign into Strata CU app.
  • Tap the menu button.
  • Tap “Right Now Loan” and follow the instructions.Qcash App


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