Checking Fresh Start Checking Everyone deserves a second chance! Fresh Start Checking gives Strata Credit Union members who qualify a chance to establish a solid checking history. How it works This checking account is designed to help individuals re-establish a good checking account history* Keep up with the monthly service charge and after 1 year of good checking account history you will be eligible for our Free Checking Products. Account details: No minimum balance requirement $10 monthly service charge All outstanding balances on delinquent checking accounts from other financial institutions must be paid in full Free mobile banking Free online banking & bill pay Free MasterCard debit card Free E-Statements $25 minimum deposit to open Open your account today Visit a branch Schedule an appointment Open a Fresh Start Account Call Us (661)327-9461 Toll Free: (800)336-5376 Mastercard Benefits View Mastercard Benefits FAQs What are the overdraft fees? Please see our fee schedule below for fees. Fees may reduce earnings. View our fees.