Fresh Start Checking

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Everyone deserves a second chance! Fresh Start Checking gives Strata Credit Union members who qualify a chance to establish a solid checking history.

How it works

This checking account is designed to help individuals re-establish a good checking account history*

Keep up with the monthly service charge and after 1 year of good checking account history you will be eligible for our Free Checking Products.

Account details:

  • No minimum balance requirement
  • $10 monthly service charge
  • All outstanding balances on delinquent checking accounts from other financial institutions must be paid in full
  • Free mobile banking
  • Free online banking & bill pay
  • Free MasterCard debit card
  • Free E-Statements
  • $25 minimum deposit to open

Open your account today

Visit a branch
Schedule an appointment
Open a Fresh Start Account (NEW MEMBERS)
Apply Online
Open a Fresh Start Account (SECONDARY ACCOUNT)
Apply Online
Check Your Application Status
Check Status
View Mastercard Benefits
Mastercard Benefits
Contact Us


Toll Free: (800)336-5376


Please see our fee schedule below for fees.

Fees may reduce earnings. View our fees.

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We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union…Let’s go!

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