Savings

Share Certificates

older couple playing golf

When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.

70-Day Special Certificate Offer

We are celebrating our 70th Anniversary by offering a special rate when you open a certificate with us.

One lucky winner will receive 7.77% APY for the life of their certificate**

Certificate Specials

7 Month Term at 0.70% APY
17 Month Term at 2.57% APY
27 Month Term at 2.70% APY
37 Month Term at 3.07% APY

Use risk-free share certificates to guarantee your return on investment

When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.

Typically, the longer you wait, the higher your rate of return. Because they’re guaranteed, they are a smart way to reach short-term financial goals.

  • Guaranteed returns
  • Fixed rates
  • Dividends may be compounded or paid directly to you
  • Longer terms earn higher rates
  • Various terms to choose from 3 months to 5 years
  • Add funds to a 12 month certificate at any time
  • All certificates subject to $1,000 minimum
  • Get a higher rate on the certificate at any time*
  • Penalty for early withdrawal applies
  • Federally insured by the NCUA up to $250,000

Today’s Share Certificate Rates

 

Share Certificates

Certificate Term

Minimum Opening Balance

Rate

APY

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Certificate Term

3 Months

Minimum Opening Balance

$1,000

Rate

0.20%

APY

0.20%

Certificate Term

6 Months

Minimum Opening Balance

$1,000

Rate

0.30%

APY

0.30%

Certificate Term

12 Months **

Minimum Opening Balance

$1,000

Rate

0.349%

APY

0.35%

Certificate Term

24 Months

Minimum Opening Balance

$1,000

Rate

0.549%

APY

0.55%

Certificate Term

36 Months

Minimum Opening Balance

$1,000

Rate

0.797%

APY

0.80%

Certificate Term

48 Months

Minimum Opening Balance

$1,000

Rate

1.045%

APY

1.05%

Certificate Term

60 Months

Minimum Opening Balance

$1,000

Rate

1.243%

APY

1.25%

Open a Share Certificate Today

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Call Us

(661)327-9461

Toll Free: (800)336-5376

Disclosures

* Bump Up allows a one-time rate increase during the term to the current offered rate for a 12-month certificate in effect at the time of increase.

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