Savings

Share Certificates

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When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.

Use risk-free share certificates to guarantee your return on investment

When it comes to investing, you have a range of choices. Round out your portfolio with a risk-free share certificate and enjoy fixed rates at a term length of your choice.

Typically, the longer you wait, the higher your rate of return. Because they’re guaranteed, they are a smart way to reach short-term financial goals.

  • Guaranteed returns
  • Fixed rates
  • Dividends may be compounded or paid directly to you
  • Longer terms earn higher rates
  • Various terms to choose from 3 months to 5 years
  • Add funds to a 12 month certificate at any time
  • All certificates subject to $100 minimum
  • Get a higher rate on the certificate at any time*
  • Penalty for early withdrawal applies
  • Federally insured by the NCUA up to $250,000

Today’s Share Certificate Rates

Share Certificates

Certificate Term

Minimum Opening Balance

Rate

APY

One-year Bump-Up: Member has option for a one-time opportunity to raise the rate on the certificate to a higher rate if offered for the same term. Variable rate.

One-year Add-On: Member also has the opportunity to add to this certificate at any time during the certificate term. Minimum addition is $1000.00.

Penalty for early withdrawal.

Certificate Term

3 Months

Minimum Opening Balance

$100

Rate

0.100%

APY

0.10%

Certificate Term

6 Months

Minimum Opening Balance

$100

Rate

0.150%

APY

0.15%

Certificate Term

12 Months **

Minimum Opening Balance

$100

Rate

0.200%

APY

0.20%

Certificate Term

24 Months

Minimum Opening Balance

$100

Rate

0.300%

APY

0.30%

Certificate Term

36 Months

Minimum Opening Balance

$100

Rate

0.499%

APY

0.50%

Certificate Term

48 Months

Minimum Opening Balance

$100

Rate

0.598%

APY

.60%

Certificate Term

60 Months

Minimum Opening Balance

$100

Rate

0.747%

APY

.75%

Open a Share Certificate Today

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Call Us

(661)327-9461

Toll Free: (800)336-5376

Disclosures

* Bump Up allows a one-time rate increase during the term to the current offered rate for a 12-month certificate in effect at the time of increase.

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