Home & Auto

Motorcycles, Boats and RVs

man sitting on motorcycle

A ride for every lifestyle

Let’s find the ride for you

Strata Credit Union offers financing for Motorcycles, Boats and RVs. The process is simple. Get pre-approved in any branch to apply for a loan.

Get Pre Approved

Get preapproved for your loan before you buy. We handle the loan when buying through a dealership.

 

Shop for your vehicle

We give you a certificate when you go to a dealership. You already know how much you can afford and what your payments will be. Once you find the right vehicle, just show the certificate to the finance officer.

Show the financing certificate and drive away

Once your paperwork is processed, drive off with your new vehicle!

Today’s Motorcycle, Boat, and RV Rates

 

Motorcycle & Boat

Loan Type

APR

Terms

Rate Type

Loan Type

New

APR

10.25% - 18.00%

Terms

Up to 5 years

Rate Type

Fixed Rate

Loan Type

Used

APR

11.25% - 18.00%

Terms

Up to 5 years

Rate Type

Fixed Rate

RV

Loan Type

APR

Terms

Rate Type

90% Maximum LTV Minimum 10% down payment. Larger down payment may be required based on credit score.

Loan Type

New to 4 Years Old

APR

8.75% - 17.50%

Terms

Loan Amount $25,000 and above, up to 15 years

Rate Type

Fixed Rate

Loan Type

New to 4 Years Old

APR

9.25% - 18.00%

Terms

Loan Amount $10,000 to $24,999, up to 10 years

Rate Type

Fixed Rate

Loan Type

New to 4 Years Old

APR

11.25% - 18.00%

Terms

Loan Amount $5,000 to $9,999 up to 6 years. Loan Amount under $5,000 up to 4 years

Rate Type

Fixed Rate

Getting a Motorcycle, Boat, and RV loan is easy and fast

  • Get up to 105% financing for Motorcycle, Boat, and RV *
  • Initiate financing from the dealership
  • Financing available for private party purchases
  • Refinance an existing loan from another lender for a great low rate!
  • Repayment terms up to 15 years for affordable payments
  • In-house processing for a quick decision
  • NADA – Find the value of your motorcycle, boat, or RV

Apply for a Motorcyle, RV, or Boat

Sit down with a Financial Services Rep
Schedule an Appointment
Apply online
Start Application
Call Us 24/7

(661)327-9461

Toll Free: (800)336-5376

FAQs

With online banking you can set up external transfers while within online banking. Sign into online banking and select “Add External Accounts” in the left navigation. Follow the instructions on the screen to set up the link between our online banking and your other financial institution.

external accounts

Part of the process will be to verify micro-transactions sent to the external account you indicated to ensure the connection is secure and successful. After you have successfully finished verifying you will be able to transfer money to make your loan payment from within Online Banking.

Disclosures

*Based on credit approval different terms may apply

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