Strata Credit Union For Life’s Priorities Life is a series of moments. Each one, an opportunity to grow, to succeed, to improve. At Strata Credit Union, it’s our job to help you see those opportunities and the inherent potential within our community, our members, and each other. Today's Rates View all Rates» CERTIFICATE SECURED LOAN as low as 4.875 % APR Apply Today NEW AUTO LOAN as low as 3.74 % APR Apply Today CREDIT CARDS as low as 9.50 % APR Apply Today Prev Next Looking to Login? Sign into Online Banking Sign in First Time Login? Sign up Access Your Mortgage Manage Mortgage Debit Card Reissue Coming Soon Strata branded debit card reissues will be mailed to members mailboxes soon. Keep an eye on your mailboxes over the next few weeks. New Name, Same Great Credit Union View coverage of the ribbon cutting in celebration of the name change. Round up your change with each transation Did you know that with a Strata checking account you can round up your change to a savings account? It is a great way to make saving money automatic especially if you use your debit card frequently. Sign up for Round Up today » Hot: Credit Builder Loan Program Not every member is the same. That’s why we offer unique solutions for members that need to build their credit. See how the Credit Builder program works by stopping by a branch today. Learn more about building your credit » Nominate someone to receive a wish In honor of our 70th anniversary, 70 wishes will be granted to individuals or organizations in Kern County. Nominate someone today for a wish » Get Sprint Today Here’s something more to love. Get a $100 cash reward for every new line activated with Sprint. And now, for a limited time, this offer is available on unlimited lines! It’s our way of showing you unlimited love. View Offer » Here to support your financial well-being Whether you need to buy a house, manage debt, or build your credit, we’ve got your back. Reach your financial goals » The Strata Difference? We make a difference. Community Minded For 70 years, we’ve helped our neighbors in Kern County find financial peace of mind. Growing with the community means caring about it — making sure we give back to the people who live here. Not-for-profit Avoid self-serving banks motivated by their shareholders, fees and unfavorable rates. Come to a place that does what is best for members. That’s the advantage when you bank with a not-for-profit institution like Strata Credit Union. Member Benefits Strata members can save thousands with exclusive credit union discounts with the products we offer. Our Story›› Why bank with Strata ›› Upcoming Events 26 May 2019 Latin Food Festival 21st annual Latino Food Festival Menudo & Pozole Cook-Off, Sunday, May 26, 2019 @ the Kern County Museum 3801 Chester Avenue, Bakersfield >> View Event Page 1 June 2019 4th Annual Bakersfield Wing Festival Come visit us at the 4th Annual Wing Festival. We will be there in style with free giveaways, prizes to win, and yard games.