General Savings

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Whether you are saving for college, buying a new home, planning a vacation or saving up for a rainy day, Strata Credit Union has a Savings Account to fit your needs.

We’re member-owned, we work to put our profits back into our members’ pockets in the form of low rates, better service, better access to resources and more. Plus, our share savings account pays competitive dividends on balances of $0.01 and more.

Secondary savings accounts can be opened and renamed to help you manage your money, like “Vacation,” “College,” or “Holidays,” and have no minimum balance requirement.

  • Basic savings, plus your share of ownership in Strata Credit Union
  • Dividends paid on balances of $0.01 and more
  • $5 minimum balance*
  • No monthly service charge
  • No membership fee
  • Enjoy unlimited deposits, in-person withdrawals, and ATM withdrawals
  • Can receive direct deposit
  • Optional MasterCard debit card (monthly limit of 6 electronic debits)
  • Can be used for electronic bill payments and transfers (monthly limit of 6 electronic debits)
  • Free mobile banking
  • Free online banking & bill pay
  • Free E-Statements

No SSN or ITIN numbers?
No problem, our CID savings accounts gives you all the benefits above (dividends paid is unavailable in CID Savings).

Open your account today

Visit a branch
Schedule an appointment
Open a Savings Share Account (NEW MEMBERS)
Apply Online
Open a Savings Share Account (SECONDARY ACCOUNT)
Apply Online
Check Your Application Status
Check Status
Call Us


Toll Free: (800)336-5376


*Minimum balance for primary share savings, no minimum balance required for secondary share savings.

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We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union…Let’s go!

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