Classic Checking

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411 on Classic Checking

Classic checking gives you a classic free checking account. There are no monthly service charges or a minimum balance you need to carry.

With classic checking you get:

  • No monthly service charge
  • No minimum balance requirement
  • Surcharge-free access to your money using 30,000 ATMS and 5,000+ shared branches with the CO-OP ATM Network.
  • Free mobile banking apps
  • Free online banking & bill pay
  • Free MasterCard® debit card
  • Free E-Statements
  • Only $25 minimum deposit to open

No SSN or ITIN numbers?
No problem, our CID checking account gives you all the benefits above.

Open Your Account Today

Visit a branch
Schedule an appointment
Open Classic Checking Account Today (NEW MEMBERS)
Apply Online
Open Classic Checking Account Today (SECONDARY ACCOUNT)
Apply Online
Check Your Application Status
Check Status
View Mastercard Benefits
Mastercard Benefits
Call Us


Toll Free: (800)336-5376

There is no cost to use Bill Pay.


You can sign up for online banking on the home page of our website. Just click on “First Time Login” and we will guide you through it. Or click here to set up your online banking account.

Take your time back and log on to any computer to manage your accounts. Online banking lets you check account balances, review past transactions, transfer funds between accounts, and more.

Use Online Bill Pay to pay bills electronically, and save time and money. You can also set up alerts, reminders, and recurring payments to avoid getting a late payment fee.

  • Manage your accounts from your computer
  • Easy to enroll and navigate
  • View account balances
  • Review recent transactions
  • Make loan payments
  • Save time and money with Bill Pay
  • Set up alerts and reminders
  • Set up recurring payments

Register for online banking today!

There are ATMs at each of our branch locations.
As a member you get access to the CO-OP ATM Network! CO-OP’s nearly 30,000 ATMS and 5,000+ shared branches means you have more direct, surcharge-free* access to your money than most traditional bank customers do. Click here to find an ATM near you!

Please see our fee schedule below for fees.

Fees may reduce earnings. View our fees.


*Surcharges may be charged by the owner/operator of the ATM that are reimbursed by Strata Credit Union

**Qualifications apply. See financial representative for full details.

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