SAVE MONEY ON THE CAR YOU’RE ALREADY DRIVING! LET US DROP YOUR RATE BY 2% SAVE MONEY ON THE CAR YOU’RE ALREADY DRIVING! LET US DROP YOUR RATE BY 2% Applicants who: 1) have financed an auto at another lender within the last 12 months, 2) have no late payments on that loan, and 3) are currently employed (verification required), are prequalified to refinance their auto loan with Strata Credit Union at a rate equal to 2.0% below their current APR, subject to a minimum APR of 2.99%*. Original loan term will not be extended. Applicants with auto loans at another lender originated more than 12 months ago may also be eligible for refinance subject to credit approval. Offer does not apply to existing Strata auto loans. Offer is available 9/1/2020 through 11/25/2020, subject to availability. Strata Credit Union membership and a share savings account with a minimum deposit of $5 is required. Federally insured by NCUA. *Annual Percentage Rate (APR) of 2.99% includes a .25% discount for automatic payments from a Strata checking account. If automatic payments are cancelled, the interest rate will increase by .25% with a corresponding increase in the payment. For a $10,000.00 auto loan for a term of 60 months with a 2.99% APR, the monthly payment will be $179.64. Without the automatic payment discount the interest rate is 3.24% APR and the monthly payment will be $180.76.